Tax fraud is a serious crime. Tax refund fraud itself affects millions of people every year and costs the government billions of dollars. In 2011, fraudsters stole more than $3 billion from the government via an estimated 1.1 million false returns. That same year, the Internal Revenue Service blocked more than 12 million false refund claims worth more than $40 billion.

With hackers getting more and more intrusive, let's try our best to make 2014 a much more secure year. The first step is coming up with resolutions to make involving the way we work and operate in the digital space everyday.

There is no better time to shop online than the holidays, when the hoards of shoppers can sap your energy and holiday spirit.

But just be aware that the Grinch may be stealing the presents and he might be stealing your personal information if you don’t take precautions for safe online holiday shopping.

To stop the festive period becoming a bonanza for fraudsters, consumers are being encouraged to become wiser to potential online fraud and pay greater attention to personal internet security.

Here are SIX top tips on how to protect yourself while shopping online this Christmas:

Whether you’re headed back to college, high school, middle school, or elementary school, the back-to-school season is now in full-swing! While students are getting back into the swing of doing things (school related), it’s also likely they will be spending more time on the computer... Laptops, tablets and other small electronic devices are becoming an integral part of a student’s life.

We've all encountered it. We’re all familiar with it… We’ve all seen those irritating alerts when using our computers. Those pop up messages that are continuously popping up at the bottom right corner of your screen. Ahhhh…. The joys of software updates.

A strong password is an important protection to help you have safer online transactions. Here are steps you can take to create a strong password. Some or all might help protect your online transactions:

•    Length - Make your passwords long with eight or more characters.

Some of us may be unfamiliar with the many tech terms that spruce up every so often. Firewall can also be a term that not many are familiar with. 

According to a study by National Cyber Security Alliance, only 4 percent of Americans say they understand firewalls “completely”, while more than 44 percent don’t understand firewalls at all - or know if they have one enabled on their PC. So for those who feel unsure, keep reading to find out why a firewall is a necessary part of your online defense.

Facebook, Twitter, Google+, YouTube, Pinterest, LinkedIn and other social networks have become an essential part of online lives. Social networks are a great approach to stay connected with others, but you should always be aware about how much personal information you post...

As technology advances, trying to maintain privacy on the Internet has become increasingly difficult. Nowadays there are so many different ways to be tracked online. Many everyday activities now involve computers and the Internet. Cell phones, emails, web browsers, search engines, and social media sites are just a few examples of technologies that produce digital footprints as a natural byproduct of using them.

These days, we share more and more personal details about ourselves online — whether intentional or not. You may think that you are anonymous as you browse websites, but pieces of information about you are always left behind.

This information can include browsing behaviors, but more importantly, it could also include personally identifiable information, which can potentially be exploited by criminals for identity theft.

Social networking sites are growing in popularity at an exponential rate. They have become a common occurrence in our daily lives — among all generations. For example, Facebook with over 1 billion active users is now the biggest social media website amongst other giants such as Twitter, Google+, Linkedin, Pinterest and the list goes on. While they are a great way to stay in touch with old friends, find new friends, keep family up-to-date, post pictures, and so on; they are also now very popular places for people who have bad intentions.